The credit freeze process is now free thanks to a new federal law. If you want extra protection against identity theft, and junk mail read this article to learn more. This ability is a win for the American consumer.
I see more and more people being talked into extended warranties on their new devices. I have also heard horror stories from folks when they try to use the “no hassle”, “any issues, and we give you a new device” extended warranty they purchased. This well written article by Bob Rankin explains in detail why it may be better to “self insure” yourself instead of purchasing an extended warranty.